Things you must have done before you Die

To think about your own death is often viewed negatively. This is because people always evade the truth that sooner or later, their life will come to an end. The sooner you come...

Read More

What are the Key Components of Performance Bond Wording?

If you’re an employer that hires contractors, it’s highly advisable to secure a performance bond, which will serve as a third-party guarantor to cover the costs of damages if the...

Read More

The Difference between Accounting and Bookkeeping

When we hear about accounting and bookkeeping, it sometimes confuses us because we are not fully aware about their differences. There are some who knows that they are the same...

Read More

What are the differences Between Factoring and Invoice Discounting?

Nowadays, there are more businesses that are starting to rise and make their own name according to the nature of their businesses. Many people are investing their savings into...

Read More

How To Be Qualified for an Advance Payment Bond

Posted by on Feb 29, 2016 in Performance Bonds

How To Be Qualified for an Advance Payment Bond

Like all other bonds, there is always a prequalification process that the client needs to undergo in order to assess and evaluate their capacity to pay and sustain the financial cash flow of their company. Also, this will serve as their basis for them to learn about how the business is managed as well as the future plans of the company. The process may not be easy though that is why most of the applicants would prefer to subscribe to a surety in order for them to know the step by step process and requirements that needs to be complied before they will submit their papers for further evaluation. Moreover, for you to also learn about the prequalification process along with the requirements, the following is a checklist for you to prefer:

Submission of the Company’s Organizational Chart – Though it may sound unnecessary but the submission of organizational chart is of utmost importance because from there, the surety company can assess how organized the company is starting from the managing team up to the low level employees.

building-801716_1920Detailed and Updated resumes of the employees – When it comes to quality service assurance, hiring the right people to fill in the spot is very important. There is always a big factor to consider when the company has the right employees because they can always do the job correctly. Say for instance, you are planning to start a hospital business so; you should not hire Computer Engineers to fill in the Nursing post. A detailed and updated resumes are very important to assess if the employees are still updated with regards to their training and to also include their recent achievements.

What is the company’s business plan? – As part of the assessment, there is always an advantage when the surety company knows the business plan and objectives of the client to their business. The business plan serves as the perception of the company of how would they perceive their company years from now.

Letter of recommendation- The letter of recommendation will serve as a reference guide to the surety company of how good does the management get along with their clients and previous transacted companies or individuals. This means that the better the feedback, the greater the chance of approval. If you wish to talk to experts to learn more about the importance of an advance payment bond, you can visit drsbonds.co.uk

Continuity plan of the company – Present and future plans for the company always counts. When it comes to this kind of investment, you can always assure continuity of care together with your continued subscription. Every businessman would love to have their business extended and grow. That is why it is important for the company to provide a future plan for their business to assure continuity of subscription.

Credit line evidence – The capacity to pay the dues is always a must. If you have a good and clean credit line, there is a greater chance that your application will be approved. Log on to drsbonds.co.uk and start your assessment now.

Read More »

What are the Key Components of Performance Bond Wording?

Posted by on Feb 22, 2016 in Financial Information, Performance Bonds

What are the Key Components of Performance Bond Wording?

If you’re an employer that hires contractors, it’s highly advisable to secure a performance bond, which will serve as a third-party guarantor to cover the costs of damages if the contractor fails to fulfill his/her requirements stated in the contract. The wording of the performance bond such as those provided by drsbonds.co.uk, and here are some of the most important items to include in them:

1. Contract type/amount

These are some of the most important bits of information that should be included in performance bonds such as those provided by drsbonds.co.uk. contract_salesman_signature_pen_400_clr_6424While it’s basic information, it’s also important because it defines the type of business agreement that the employer and contractor had, and the amount of money it involves. These are critical issues that a performance bond company will consider when determining whether or not to issue a bond to an employer.

2. Location/duration of work

These are other issues that are critical in the wording of the performance bond. Work can be contracted out to a myriad of places, so it’s important that the exact location be included the performance bond. It’s also important to include how long the work will take, whether it would be a week, month, or several months. As with other issues to include in a performance bond, it’s critical to include the location and duration of the work since they’re key components.

3. Beneficiary

This is another important issue as it will state which company will receive the bond. This might seem like a basic issue, but it’s actually quite critical to Icon3.3include it in the bond’s wording, to avoid any future issues regarding the beneficiary of the bond. It’s probably hopeful that your company would never have to use the bond, but it’s always helpful in ensuring that you would be compensated in the case a contractor doesn’t fulfill their responsibilities.

4. Bond release event

It’s important to note in a bond’s wording the event in which the bond would be released. This can involve various factors, so it’s important to make the issue as specific as precise as possible in the wording of the performance bond. This is a matter that will likely be determined by the executives of a company, and is based on details related to the contract between the employer and contractor.

5. Bond wording proposal

Keep in mind that the exact wording of the bond can be changed before the final version is completed. This can involve basic or major changes, but when applying for a performance bond it’s important to include a proposal for the bond wording. It doesn’t have to be “perfect” because it’s a work in progress. However, a performance bond-issuing company can then make adjustments before the final version is created. They have experts who will know what parts to add/delete, to make it as precise as possible.

An introduction to the basics of the private performance bond relationship in the construction law context

These are some of the key issues related to the wording of performance bonds. By using the checklist you’ll maximize your chance of having it approved by a performance bond company.

Read More »

Rocking Your Big Day IN Your Big Way

Posted by on May 4, 2017 in Uncategorized

There’s little you can do for possibly the most important and biggest day of your life until you set a date for your wedding. You can day dream and write journals and plan how you would love the big meringue princess dress alongside a gold and ivory theme day… but without a date, you don’t have save the dates. And without a save the date, you can’t design or send your invitations. It’s a whole process that most couples tend not to realise until after they get engaged. Not only do you need to choose your colour scheme but the physical design of the invitations and text styles. When you’re looking into all of this, using companies such as http://www.lovestruckweddings.co.uk can really help with the big things, never mind the little things like the invites. Not that invitations are a small part of a wedding – without them you have no guests – but in comparison to the venue! Your save the dates can make the biggest statement about you as a bride and both of you as a couple and while Pinterest is littered with thousands of ideas, you may have a colour scheme more personal.

Try to avoid light ink on light backgrounds and vice versa because you want to be able to actually read your stationery. The words should stand out be beautiful all at the same time. Start early and send out your save the dates at minimum six months in advance and make the save the dates pop! Use bright and bold colours or a different cut of the invitation so you can make your date memorable. You won’t need a save the date for every guest, just every household. This can really keep down costs if you address each envelope per household rather than sending four or five of the same information to one house. This can be arranged! Try and have an idea of whether you want simple and elegant or glam and bright before you choose an actual invite. It’ll give everyone an idea of the type of day you’re going to have and using companies like https://www.lovestruckweddings.co.uk you’re able to choose everything you want for your wedding and hand over some of the organising so you can think about the invites as well as the design. Think about the size of your save the dates and your invites as the bigger the envelope, the more it can cost to send out to people.

You can either choose to send these ahead inside the invitation or have them on chairs on the day if you don’t have ushers to hand them out. Keeping all your stationery similar in style is a great idea, but having bold save the dates can make the date stand out in your guests’ minds and really promote your day. If you are lucky enough to have help planning your day from a professional company then rest assured, you have time to choose invites!

Read More »

5 reasons to seek online market and derivative training services

Posted by on Apr 28, 2017 in Financial Constraints

Do you want to learn more about derivatives, stock trading, investments, commodities and the financial market in general? Learning about those things is a great way to get ahead in this competitive world. You can use what you have learned to begin to investment in different markets yourself, and you can easily earn money if you learn about different financial markets. However, you will also need training as well. And you can easily find the training that you need on the internet. There are many financial market training services such as this website fmarketstraining.com. You can learn all the basics and more through learning from that market training website. The courses and instructors that they offer are top-notch, so you can rest assured that what you are learning will come in handy. If you still have some doubts about online learning, here are five reasons why you need to get derivatives training through the internet.

Flexible schedule

You will be able to study on your own schedule when you learning derivatives training through online courses. You can do so because you get to choose which kinds of classes that you sign up for. This means that if you are currently working a job, there is no need to for you to take too much of your time for market training. You can simply pick a flexible schedule, with which you can work with that will allow you to get the training that you need about investment markets.

Reliable instructors

Most of the online market and investment training websites will offer very professional and knowledgeable instructors. So you can rest assured that you will get lessons and training from experts in the investment and business world. These instructors will be able to teach you what you need to know and more about different kinds of information and commodities and investment markets. This means that you will get a guarantee on great education from such instructors.

Convenience and comfort

If you are worried about convenience and comfort while learning, you can absolutely get the most comfort from learning through online market training. The subject of investment and markets can be a difficult one to learn about. Therefore it is best if you learn it while you are comfortable. This is to allow to effectively get the training on investment and trading without the hassle of physically leaving your home.

Cost effective

In comparison to classes at a school, online training for markets and investments are way more affordable. So if you want a cost-effective way to learn about derivatives, you should sign up for an online derivative training service. And you will be able to save more money on expenses and training.

Learn at your own pace

It is no secret that topics about derivatives, finance, investment, trading and the market, in general, are difficult topics to learn about. When you learn this in classes, you could get left behind. So if you want to learn at your own pace, you should sign up for an online training service about finance.

Read More »

Rocking Your Big Day IN Your Big Way

Posted by on Apr 13, 2017 in Uncategorized

There’s little you can do for possibly the most important and biggest day of your life until you set a date for your wedding. You can day dream and write journals and plan how you would love the big meringue princess dress alongside a gold and ivory theme day… but without a date, you don’t have save the dates. And without a save the date, you can’t design or send your invitations. It’s a whole process that most couples tend not to realise until after they get engaged. Not only do you need to choose your colour scheme but the physical design of the invitations and text styles. When you’re looking into all of this, using companies such as http://www.lovestruckweddings.co.uk can really help with the big things, never mind the little things like the invites. Not that invitations are a small part of a wedding – without them you have no guests – but in comparison to the venue! Your save the dates can make the biggest statement about you as a bride and both of you as a couple and while Pinterest is littered with thousands of ideas, you may have a colour scheme more personal.

Try to avoid light ink on light backgrounds and vice versa because you want to be able to actually read your stationery. The words should stand out be beautiful all at the same time. Start early and send out your save the dates at minimum six months in advance and make the save the dates pop! Use bright and bold colours or a different cut of the invitation so you can make your date memorable. You won’t need a save the date for every guest, just every household. This can really keep down costs if you address each envelope per household rather than sending four or five of the same information to one house. This can be arranged! Try and have an idea of whether you want simple and elegant or glam and bright before you choose an actual invite. It’ll give everyone an idea of the type of day you’re going to have and using companies like https://www.lovestruckweddings.co.uk you’re able to choose everything you want for your wedding and hand over some of the organising so you can think about the invites as well as the design. Think about the size of your save the dates and your invites as the bigger the envelope, the more it can cost to send out to people.

You can either choose to send these ahead inside the invitation or have them on chairs on the day if you don’t have ushers to hand them out. Keeping all your stationery similar in style is a great idea, but having bold save the dates can make the date stand out in your guests’ minds and really promote your day. If you are lucky enough to have help planning your day from a professional company then rest assured, you have time to choose invites

Read More »

Self-Care During Divorce

Posted by on Mar 8, 2017 in Uncategorized

There are a lot of winding roads involved in the process of divorce and after the initial sadness and pain there will likely be a lot of anger. It’s not easy when a marriage or a significant relationship ends and not just financially, but emotionally too. Whether you wanted it or not, the breakup of a relationship can turn your entire world upside down and trigger a lot of painful feelings. There are a lot of things you can do to help yourself get through this and grow into a stronger and wiser person and one of them is learning to love yourself again. If you haven’t yet picked up the phone to call around and Find a solicitor in London, it’s time to do so. Breakups hurt a lot even if the relationship has been sour for a long time because divorce represents a loss and there is a full grieving process that goes alongside this. Losing love that you put all your energy into and then having shared commitments and dreams are coming to an end is hard. When these relationships fail we experience profound disappointment, stress and grief and getting through that is tough. Being kind to yourself is key and most people forget this. Essentially it’s a death of sorts and the feelings you will go through will be comparable to just that: losing a loved one. Healing from this kind of pain takes a lot of time and taking care of yourself first and foremost – unless you have children in the mix – is so important. Recognise that it is okay to have different feelings and while confusing, these are perfectly okay to feel. The reactions to things will lessen over time and even if the relationship was unhealthy, venturing into the unknown is frightening.

It’s important to get your group of people around you together and lean on friends and family where you can to help you get through this and if you have the ability, book yourself into counselling. Allow yourself to grieve for the loss of the relationship and try not to repress feelings. If you have to cry, cry. If you want to scream and shout, do it into a pillow. Repression leads to fury and fury leads to smashing of things and that isn’t a productive way to let out stress even if it does feel good! You have to sit yourself down, take a breath and allow your body to embrace the pain as only by doing this can you move forward and take charge in your life. There is still a future even beyond divorce even though in the early days it doesn’t feel that way. There’s every chance you can meet someone new who makes you feel loved again and even if you choose to remain solitary, you can rediscover your love for yourself. You cannot actually move forward unless you love yourself – how else can you expect someone new to love you if you can’t? It’s a daunting prospect but isn’t it exciting to imagine that you can have a new start? The whirlwind of love and dating in those early, heady weeks can be yours again for the taking. Force yourself onto your feet and enjoy life, have new experiences and perhaps travel. Do things you wouldn’t have been able to do before.

Try things you wouldn’t have tried before and hopefully this can help you on your way to healing and bouncing right back to the best you can be. Choosing to move forward instead of looking back is the key here but take your time and go for it slowly; rushing can only skip steps in the healing process and send you crash landing to the beginning all over again.

Read More »